Credit/Debit Card and other Payment Transactions

Social Tuto reserves the right to accept or discontinue acceptance of any payment method for any Paid Service or other fee or charge from time to time without notice.  Social Tuto may accept a given payment method from some users but not others, depending on credit risk or other factors.  If you wish to purchase any Paid Service (whether via the Site or Services or via telephone, mail-order, telemarketing efforts, customer service representatives, account representatives or other sales channels) (each such purchase, a “Transaction”), you may be asked to supply certain information relevant to your Transaction, including without limitation your credit card number, the expiration date of your credit/debit card, bank account information (for electronic check or ACH payments), your billing address, your shipping information and/or your email address.  YOU REPRESENT AND WARRANT THAT YOU HAVE THE LEGAL RIGHT TO USE ANY CREDIT CARD(S) UTILIZED IN CONNECTION WITH ANY TRANSACTION.  By submitting such information, you grant to Social Tuto the right to provide such information to third parties for purposes of facilitating the completion of Transactions initiated by you or on your behalf.  Verification of information may be required prior to the acknowledgment or completion of any Transaction.  As permitted by our Privacy Policy, we will also have the right to save your credit or debit card information and use it for all future charges, which will automatically be charged to your saved information unless you notify Social Tuto of different payment information.  We are not responsible for any fees or charges your bank or credit/debit card issuer may apply. If your credit/debit card issuer or bank reverses or refuses a charge to your credit/debit card or bank account, we may bill you directly and seek payment by another method such as a mailed statement. We may also cease providing Paid Services to you if we are unable to collect fees that are due.